DerryNews.com, Derry, New Hampshire

Business

December 19, 2013

BUSINESS BRIEFS

Storefront contest winners named

The Greater Derry Londonderry Chamber of Commerce announces the local businesses taking honors in the Chamber’s first-ever storefront decorating contest.

Judges roamed Broadway recently to make their final choices. The winners are: Wisteria Flower Shoppe, first place; Rig-A-Tony’s, second place; and Backmann Florist, third place.

BBB has some advice on gift cards

The Better Business Bureau offers tips on how to choose a gift card that will best suit the both the gifter and recipient.

Giving gift cards has been on the rise for years and according to the National Retail Federation, consumers will spend roughly $29.8 billion on gift cards this year. The survey also states that gas station, department stores and restaurants are top choices for gift cards.

BBB offers the following tips when purchasing a gift card.

Inspect the card before buying it. Verify that no protective stickers have been removed, and that the codes on the back of the card haven’t been scratched off to reveal a PIN number. Report any damaged cards to the store selling the cards.

Know the rules. Understand the different types of gift cards: retail gift cards, which can only be redeemed at the retailers and restaurants that sell them; and bank gift cards, which carry the logo of a payment card network such as American Express, MasterCard or Visa and can be used wherever the brand is accepted.

Check it out. Make sure you are buying from a known and trusted source. Always check out a business at bbb.org.

Read the fine print before buying. Is there a fee to buy the card? Are there shipping and handling fees for cards bought by phone or online? Will any fees be deducted from the card after it is purchased?

Provide the recipient with back up. Give the recipient the original receipt in case the card is later lost or stolen. Also, before you buy retail gift cards, consider the financial condition of the retailer or restaurant. A card from a business that files for bankruptcy or goes out of business may be worthless.

Treat the gift card like cash. It’s important to report lost or stolen cards to the issuer immediately.

For more advice, visit bbb.org.

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